Spanish Property Inheritance & Gift Tax Calculator

Get a realistic estimate of your tax liability in 2 minutes.
No sign-up required. 100% Confidential.

Updated: December 2025 | Includes rules for Andalusia (100% Relief), Catalonia, Balearics & Valencia.

Why use this tool?

🎯 Who is it for? UK, US, and International property owners in Spain, their heirs, or those considering a lifetime gift transfer.
💡 The Complexity Spain has 17 different regional tax systems. Standard calculators often miss the crucial "Non-Resident" allowances.
⚙️ The Solution We cross-reference property value, kinship, and regional laws to estimate your tax due both in Spain and your home country.
€
Current market value estimate.
Adds a "Spouse" line to the calculation (often highly protected).
Potential 95% tax reduction (Main Home Relief).

Disclaimer: This calculation includes estimated Notary and Land Registry fees (approx. 1.5%). Results are indicative. Regional laws (especially in Balearics, Andalusia, and Catalonia) regarding the distinction between Residents and Non-Residents are subject to change.

Note on Double Taxation

For residents of countries with a Double Taxation Treaty with Spain (such as the UK, France, or USA), tax paid in Spain can usually be deducted from your home country's inheritance tax liability (Tax Credit), avoiding paying twice on the same asset.

Understanding your Simulation Results

The tax impact is calculated individually for each heir based on their share, their relationship to the deceased, and their residency status.

Need Legal Guidance?

Deadlines in Spain are strict (6 months). For professional advice on Probate, NIE numbers, and optimizing your estate:
👉 Read our Complete Guide to Spanish Inheritance Tax

Is this Calculator Accurate?

We believe in total transparency. Our algorithms are stress-tested against the latest 2024/2025 regulations.

Calculating Inheritance Tax in Spain is notoriously difficult due to the 17 different regional tax systems. Many free online tools simply apply the National State rules, which can lead to alarming (and incorrect) estimates for International owners.

Our tool integrates the latest rulings from the Court of Justice of the European Union (CJUE), ensuring that Non-Residents benefit from the same deductions as Locals, particularly in high-demand areas like Andalusia and the Costa Blanca.

Continuously Updated
We monitor changes in Valencia (99% Relief), the sliding scales in Catalonia, and the exemptions in Andalusia.
ACCURACY VERIFICATION PROTOCOLS

Before release, this tool passed a series of strict "Stress Tests" covering the most complex cross-border scenarios for UK & US owners:

  • The "Zero-Tax" Check (Andalusia):
    PASSED Confirmed: The specific "100% Relief" is correctly applied to International Owners (Non-Residents).
  • The "High Net Worth" Scale (Catalonia):
    PASSED Verifies the "Multiplier Effect": Tax relief correctly decreases as the asset value increases.
  • The "99% Relief" Standard (Valencia):
    PASSED Validates the standard allowance application, highly popular among British expats.
  • The "Protected Heir" Check (Minors):
    PASSED Ensures Age-related and State allowances are correctly stacked to protect minors.

Legal Disclaimer: While this simulator offers superior accuracy, results are for information purposes only. Every estate has specificities (previous gifts, pre-existing wealth, specific assets) that only a specialized tax lawyer or Notary can definitively validate.

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Frequently Asked Questions (FAQ): International Inheritance France-Spain

The legal deadline is 6 months from the date of death. Prompt action is crucial. It is possible to request an additional 6-month extension, but this application must be submitted before the initial deadline expires and may incur penalties or late interest charges depending on the Autonomous Community.

The Spanish tax authorities will apply late payment penalties on the amount of tax owed. These penalties escalate over time (surcharges ranging from 5% to 20% plus late payment interest), highlighting the importance of starting the process promptly.

Your first step is to obtain two essential documents in Spain:

  1. The International Death Certificate
  2. The Certificate from the Central Registry of Last Wills and Testaments (which confirms the existence of any Spanish will).

Securing these documents is your mandatory first step to proceed confidently. 🛡️

No, you will avoid double taxation. The Franco-Spanish tax treaty stipulates that tax on real estate is first paid in Spain. You can then deduct this amount from the tax you must declare in France, thanks to a tax credit mechanism.

Our tool only calculates Spanish Inheritance Tax (Impôt de Sucesiones y Donaciones) and local taxes (Plusvalía). This is the most crucial figure to know. The tax paid in Spain will then form the basis for your tax deduction in France.

This is where the complexity lies. The Law of Succession (governing the civil division of assets) is generally determined by the deceased's last habitual residence (often France). However, Inheritance Tax on the property is always due in Spain. You will need to navigate between these two legal frameworks.

No. The French notary exclusively handles the French legal aspects. For the transfer of property ownership in Spain, the calculation of regional taxes, and registration with the Registro de la Propiedad (Land Registry), the involvement of a specialised Spanish lawyer or notary is essential.

That's often a common misconception! Thanks to Spain's Autonomous Communities (regions), which apply their own significant reductions. Regions such as Valencia, Madrid, or Andalusia offer **tax breaks (reductions) of up to 99%** for direct heirs. Our dedicated simulator can quickly confirm this welcome news for you.

The Plusvalía is a local tax payable to the local town hall, levied on the increase in value of the urban land associated with a property (from the point of purchase to the time of death). It must be paid by the heirs and is in addition to the main inheritance tax. We include it to provide you with the most realistic estimate of costs possible.

If you are a descendant, spouse, or ascendant of the deceased, you belong to Groups I and II. These groups benefit from the most advantageous tax allowances and regional incentives, often reducing the tax to a minimal amount.

The spouse is considered a Group II heir and therefore benefits from the maximum tax allowances available in the Autonomous Community. However, their exact share of the inheritance will depend on the marital property regime and the existence of a will (Spanish or French).

Unlike in France, the taxable basis in Spain is often the cadastral reference value (a fiscal value determined by the regional administration) rather than the market value you might estimate. Our dedicated simulator utilises the official calculation bases from each region to provide a precise and reliable estimate.

The crucial step is the signing of the Deed of Acceptance of Inheritance (Escritura de Aceptación de Herencia) before a Spanish Notary. This legal document officially transfers ownership to you and enables the registration of the property in your name at the Land Registry.

While a lawyer is not mandatory, engaging an international succession law specialist is highly recommended. This expert guidance provides peace of mind, securing optimal regional tax reductions and ensuring timely compliance to prevent penalties and complex double taxation issues.

Absolutely. Once you have the estimate from our simulator, our goal is to offer you the compass for your journey. We provide a free guide (or a consultation) detailing the 5 key steps and the documents required to settle your succession seamlessly and on time.